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LeConte
Club AccountChoose a checking account with the unique features that best suit your own personal needs. You'll have account access around the clock by automated teller machines (ATMs) or by phone with Mountain National Bank's convenient "Fingertip Banking" or via Online Banking from MNB. Simplify your purchasing with a MasterMoney Check Card that works just like a check at millions of merchants worldwide.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering
activities, Federal law requires all financial institutions to
obtain, verify, and record information that identifies each person
who opens an account.
What this means for you: When you open an account, we will ask for
your name, address, date of birth, and other information that will
allow us to identify you. We may also ask to see your driver's license
or other identifying documents.
LeConte Club Account
- Minimum opening deposit $100.00
- Monthly service charge $8.00
- Unlimited check writing
- Free personalized club checks
- 8 Free Money Orders and/or Cashier's Checks per month
- Free Online Banking and Billpay Manager
- Discounted consumer loan rates * & **
- Bonus points on certificates of deposit **
- Free small safe-deposit box ***
- Two free services annually: includes stop payment fees, insufficient funds fees, wire transfer fees, and limited research fees.
- Free fax, copy and notary service
- Unlimited ATM withdrawals with MasterMoney Check Card (fees may apply at non-MNB ATM’s)
- OOPS!™ limit of $800.00 for eligible accounts
- No Minimum Balance Requirement
- Free Mobile Banking
Interest bearing checking account optional, see your Mountain National Bank representative for details.
* Subject to credit approval
** Not to be combined with any other special or promotional
rate.
*** Subject to Availability
LeConte Gold Account - (Age 50 or better)
- Minimum opening deposit $100.00
- No service charge with minimum balance of $100.00. An $8.00 service fee will be charged when your balance falls below $100.00
- Free personalized club checks
- Unlimited check writing
- 8 Free Money Orders and/or Cashier's Checks per month
- Free Online Banking
- Discounted loan rates * & **
- Bonus points on Certificates of Deposit **
- Free small safe deposit box ***
- Two free bank services annually: includes stop payment fees, insufficient funds fees, wire transfer fees, and limited research fees
- Free copy, fax and notary service
- Reliable Direct Deposit
- Unlimited ATM withdrawals with MasterMoney Check Card (fees may apply at non-MNB ATM's)
- OOPS!™ limit of $800.00 for eligible accounts
- Free Mobile Banking
Interest bearing checking account optional, see your Mountain National Bank representative for details.
*
Subject to credit approval
** Not to be combined with any other special or promotional
rate.
*** Subject to Availability
Student Checking Account
- Minimum opening deposit $25.00
- No minimum balance required
- Write ten checks each month at no charge, additional checks are 25 cents each
- Unlimited ATM withdrawals with MasterMoney Check Card (fees may apply at non-MNB ATM's)
- This account is available to students 25 and under
- OOPS!™ limit of $800.00 for eligible accounts
Now Account
- Minimum opening deposit $1,000
- Unlimited check writing and no service charge with $1,000 minimum balance.
- A $10.00 service fee will be charged if the balance falls below $1,000
- Variable interest rates
- Unlimited ATM withdrawals with MasterMoney Check Card (fees may apply at non-MNB ATM's)
- OOPS!™ limit of $800.00 for eligible accounts
Neighborhood Checking Account
- Minimum Opening Deposit of $100
- Must be enrolled in MNB Online Banking and E-statements
- $5 monthly service charge waived with e-statements and at least one of the following:
- Direct Deposit,
- ACH Debit, or
- Automatic Monthly Transfer to:
- Savings Account,
- Mountaineer CD,
- Christmas Club, or
- Money Market Investment Account
- Free Bill Pay Manager
- Unlimited ATM withdrawals with MasterMoney Check Card, (fees may apply at non-MNB ATMs)
- OOPS™ limit of $800 for eligible accounts
- No Minimum Balance Requirement
- Free Mobile Banking
*OOPS!™
Occasional Overdraft Privilege Service
Rather than automatically returning your checks unpaid when you make a mistake or write a check for more money than you have in your checking account, as another convenient Mountain National Bank customer courtesy, we will consider payment of your reasonable overdrafts.
*OVERDRAFTS NORMALLY CONSIDERED UP TO $800 OR $1,500
Overdraft Privilege is a purely discretionary service, and we are not obligated to pay any overdraft. The categories or types of transactions that may overdraw your account include checks, in-person (teller) withdrawal, ATM withdrawal, or other electronic means. Our normal insufficient funds or overdraft charge (currently $33.00) will apply to each item overdrawing your account. We reserve the right to require you to repay your overdrafts immediately or on demand. Not all accounts are eligible and restrictions apply.
