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Business
Checking AccountAt Mountain National Bank our business banking professionals will take the time to learn about your business and work with you to achieve your financial goals. We are local bankers who know you and know your business. Together, we will develop a banking relationship, which meets all your financial needs for today and tomorrow.
*Business Checking Account
- Minimum opening deposit $100.00
- Unlimited check writing and no service charge with $1,000 minimum balance
- An $8.00 service fee will be charged if the balance falls below $1,000, plus 10 cents per check paid during that month
- OOPS!™ limit of $1500.00 for eligible accounts
*Business Now Checking Account
- Minimum opening deposit $1,000
- A $10.00 service fee will be charged if the balance falls below $1,000
- Designed for sole proprietorships and non-profit organizations. A checking account that pays interest and features no service charge if a minimum daily balance is maintained
- OOPS!™ limit of $1500.00 for eligible accounts
*Notice
This notification is provided pursuant to the Unlawful Internet Gambling Enforcement Act of 2006 and Regulation GG. The Act prohibits any person engaged in the business of betting or wagering from knowingly accepting payments in connection with the participation of another person in unlawful Internet gambling. As an accountholder, these restricted transactions are prohibited from being processed through the account or relationship with us. If you engage in an Internet gambling business and open an account with us, we must ask that you provide evidence of legal authority to engage in the Internet gambling business.
**OOPS!™
Occasional Overdraft Privilege Service
Rather than automatically returning your checks unpaid when you make a mistake or write a check for more money than you have in your checking account, as another convenient Mountain National Bank customer courtesy, we will consider payment of your reasonable overdrafts.
*OVERDRAFTS NORMALLY CONSIDERED UP TO $800 OR $1,500
Overdraft Privilege is a purely discretionary service, and we are not obligated to pay any overdraft. The categories or types of transactions that may overdraw your account include checks, in-person (teller) withdrawal, ATM withdrawal, or other electronic means. Our normal insufficient funds or overdraft charge (currently $33.00) will apply to each item overdrawing your account. We reserve the right to require you to repay your overdrafts immediately or on demand. Not all accounts are eligible and restrictions apply.
